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ABOUT ZACKERY DENNEY

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA/VA/USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Please enter a valid home price
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Estimate

$0/mo
30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Zack went above and beyond our expectations with the whole process. Being a former realtor, I was very familiar with the process. That did not keep Zack from being a true professional throughout the whole process. He kept things moving smoothly, while educating the whole time. ... READ MORE Gabe Herndon Sales
Zack did a great job of guiding me through the financial process of buying my first home. I really felt like he was working to get the best deal possible for me and he was amazing at helping me get all of the paper work in on time while helping me understand why those things were ... READ MORE Hannah Frey First Time Home Buyer
Zack did a great job helping us with our loan and he made it easy. Thanks Zack Zach Maher Ascm at fedex freight
It was a pleasure working with Zack. He was efficient and knowledgeable . He took pride in his customer service . Terry Kopplin Usps
Zack is AMAZING!! He went out of his way to make sure my home buying experience went as easy as possible..and it did. Thanks again Zack!! Tamatha Perkins Tamatha Perkins Restaurant Manager
 

Let's accomplish more together.

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